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LTC Partnership programs are a joint effort between states and private insurance companies. The intent of these programs is to allow policy holders to help protect (keep) some of their assets if they apply for Medicaid after using uptheir private long term care insurance Partnership policy’s benefits.
The Prudential National Partnership and LTC Training Resource Guide has been developed by Prudential to assist our producers in understanding current regulatory and industry requirements affecting the sale of long term care (LTC) insurance. In particular, this guide will provide current general information on state Partnership programs and requirements, background into the origin of those requirements, as well as producer training requirements associated with state adoption of Partnership programs and other changes in state law with regard to LTC insurance. This guide includes:
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